Welcome to stickler webb insurance of sun city west
types of insurance
Stickler Webb specialized in the insurance needs of our Sun City West residents:
Home Owners insurance
Second & Seasonal Home Owners Insurance
Car & Auto insurance
Golf Cart insurance
RV, boat & motorcycle insurance
direction to our office
Stickler Webb Insurance - Sun City West, AZ 13576 West Camino Del Sol, Suite 26 Sun City West, AZ 85375 Ph: 623-214-1114 Fx: 623-214-2240
Things to know...
By Suzy Schaberg
Water Loss Prevention
March 14, 2022
Water losses can be more formidable than they appear. With the right factors, water can become mold, rot and weaken portions of your home. Prevention and quickly addressing water losses will help reduce damages.
Here are some easy ways to prevent water losses:
Turn your water off at the shut-off valve when you’re gone for extended timeframes. I’m talking to you seasonal residents!
Utilize water sensors. These are sensors you can place under or near fixtures that may leak. Think under sinks, next to toilets/tubs and water heaters. If the sensor detects excess moisture, you will be notified by phone or an alarm.
Regular inspection of HVAC units that are located in the attic is helpful.
In the event you suffer a water loss, it’s important to address the removal of the water as soon as possible. Water mitigation companies specialize in the extraction and drying of water. Immediate action in water claims can often save materials such as cabinets, hardwood floors and carpet. If you’re not familiar with which companies are reputable in this field, touch base with your insurance carrier or agent to discuss. Many carriers have preferred vendors for water extraction so that pricing and work expectations are met.
Remember, when it comes to water claims prevention and quick action are the best way to combat it.
SERVICE LINE BACK UP
february 22, 2022
You may have received flyers from local plumbers advertising Service Line and Water Back Up coverage. Your Homeowners policy may provide the same coverages at a better value.
Your service lines are the utility lines located underground and begins at the exterior of your home until it meets the public utility line. Service Line Coverage will help cover the cost, up to your policy limit, to excavate, replace the service line and then repair the landscape. Most policies will cover this even if the service line goes bad due to age, wear, tear or deterioration. The average cost of a service line repair can range anywhere from $3000 - $8000. We recommend considering this coverage if your service line is older than 20 years.
Water Back Up coverage is coverage for water or sewage back up which occurs OFF site of your home. For example, during monsoon season waters sweep debris into the public lines causing a blockage. This in return causes water to back up into your home. Because the back up originated off-site, your policy will not pay for the resulting water damage. However, if you opt for this coverage, it will pay for those damages. Keep in mind that the owner of the public utility only owes for your damages in the event the loss was foreseeable. Natural causes or an unexpected failure of a line does not constitute a foreseeable event. Condominium, apartments and duplexes should give serious consideration to this coverage as there are many shared plumbing lines.
All carriers may define some of these terms and coverages slightly differently, so call your agent to discuss these coverages in more detail.