Imaging walking into an ice cream parlor and asking the attendant for a scoop of ice cream. Upon close inspection of the different flavors, you discover that they only have one flavor, vanilla. Now if vanilla is your favorite flavor, you have come the right place. If you get tired of vanilla, you have to shop somewhere else. In your search for a new ice cream parlor, you discover one that has not only vanilla, but several dozen other flavors too. With so many flavors to choose from, why would you ever go any where else?
In a similar fashion, there are two types of insurance agents: captive agent and the independent agent. A captive agent works strictly for one insurance company. Their insurance product and solutions are limited by what their insurance company has to offer. A captive agent's interests are those of the insurance company. They are compensated directly by the one company they represent, The insurance company they represent dictates what the agent can sell and is expected to protect the insurance company's interests.
In contrast, independent agents are just that, independent. They are entrusted to represent and offer a virtually unlimited variety of insurance products and solutions from a multitude of insurance companies. They are not bound nor limited by just any one particular insurance company. This flexibility allows the independent agent to search and compare the best available insurance solution for their clients. In effect, they work for their clients and are somewhat agnostic as to which insurance company earns their client's business. The independent agent's interest and loyalty is placed with their clients.
Stickler Webb Insurance is an independent insurance agency with offices in Show Low, Safford, and Sierra Vista. We look forward to working for you. Look for us on www.sticklerwebb.com .